Credit is the Devil.


www.clay-pot.com

SJ almost deaded me a month ago.

I f*cked up. You want to know how?

Not being forth coming about L-school related credit card
debt incurred during to my first year.

My historical greasiness didn’t scare him away.
Nor did my smart mouth.
Sh*t he has hung in there through the the the tumultuous
after dee dee‘ era.

But that credit. Almost got me deaded.

I was not being forthcoming, I withheld the actual amount
out of shame. I just gave him the low end ball park range.

Then the sh*t hit the fan.

His rationale is how can he be stacking claypot chips
and I can’t even be forth coming with him regarding
my Forever 21/Zappos/brunch/Mac store/law school supplemental
study materials from amazon debt?

I had no response.

Well. I did have a response. See. I thought had a defense.

I have taught financial literacy classes, so I KNOW BETTER.

But. A perfect credit score + law school = recipe for disaster if you
don’t exercise ninjaesque financial discipline.

Especially if you buy more school than you can afford.

Word to the Access Group.

Real talk. You want to see a couple fight.

Bring up money. Or sex.

With that in mind, I wish I could see the area in our brain that
lights up
when we are shopping.

In fact, I bet it is analogous to the area at that represents
sexual stimulation. Perhaps I am on to something
here.

SJ and I are cool now.

Hugged it out.

But sh*t was tight for a minute.

I mean, anyone can do
Monday morning quarter backing. I made a mistake.
An egregious one. But a mistake just the same.

At the end of the day, his question for me
was whether I can save, which I can, and perhaps
most importantly why I employed those spending
habits when I in fact knew better.

I can honestly say that it was stress, convenience
and underestimating the long term impact of it.

Like many grad students, I underestimated my ability
to remain current. Jobs that I planned for, didn’t work or
internships came though, but were UNPAID.
Sh*t was real.

I was mentioning this shit to Gotty, and he
said “Credit is the Devil”.

That’s real talk.

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What have you bought lately?

What do you plan on taking back to the store?
What up Tmr! Yes, I’m calling you AND that dress out.

What is most of your credit card debit attributed
to
and how do you manage it?

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M Dot Does Dallas: Birthday Gristle Edition


If you would have told me last year that I would be living in
the Bay
and spending my born day in Dallas, I would have been like,
shut the f- up.

But I am, and its interesting.

The dope thing about coming
home is that you are around people that love
you NO
matter what.
They don’t care about a fancy job,
law degree, your career aspirations. They
just love you on g.p.


They are also obnoxious as SH*T, but hey, thats my fam.

Living in New York, I forgot what that felt like and I was never home long
enough to let those sentiments bubble to the surface.

Last year, Mean Sexy and I had a birthday jump off.
Our birthdays are a day apart.

I drove BL crazy last year. Buying balloons, schlepping Trader Joes
chicken and lemon grass fritters, veggie dumpling hor’d’eroes,

mixing a BIG -SSED Pot of Sangria.

Have you ever tried driving in a car full of balloons? Tons of fun!

Birthday parties are hard work.

And now we are at a new year.

I came to Dallas for this one and its dope.

Its warm, the Barnes and Noble is Big as sh*t and
its my first OU/TEXAS weekend. <<<---I just wanna see the Cowboys. As far as life in general goes, Im in a New/Old City, I got a new gig, and Sweet Jesus appears to be
positioning himself to be filing taxes
with me, lol.

Speaking of men, why your boy the graduate gonna e-mail me
last week talking about “I saw someone last week reminded me of
…..” I just looked that the screen like, you ain’t want me, but you liked
having me around and now you send THIS Messages?
I didn’t respond to his last e-mail in August talking about
“Can I asked what happened?”, so I hope he doesn’t
think that I am going to start doing so now.

My rationale has always been, MUCH to the CHAGRIN of N*ggas
that if you ain’t my DUDE then you can’t expect shit.
CONVERSELY, if I ain’t yours the same applies.
And trust, that led to some VERY disappointing summer holidays
for me.
But, my code was “he ain’t mine” so I had to stand by that,
nah mean?

N*ggas bugg me out with they unsolicited-Asperger-influenced
random-e-mails.

I guess he misses me and that is his way of communicating it.

Men. Go figure.

Back to life changes. In the grand scheme of it all, honestly,
I am just happy to be able to read a West Elm catalog
and go into Ikea without thinking about all the lovely
furniture that I had hobbled together for my BK apartment,
then gave
away when I moved.


I will say what was really helpful was talking to TMR
(the resident Katrinian), my momma, and my aunt about
how they recovered from losing mad sh*t when
they moved or just LEAVING ENTIRE apartments/houses behind.

With regard to the gig, it is with a non-profit, and they want me. So that
feels good. For the record, why do employers think its okay to
treat employees, temp or otherwise like WARM BODIES?


Talk about divesting in your OWN human capital.
CEO’s and Human Resources NEED TEACHIN’.

Any hoo.

After working in the M & A in an investment bank for the first time (for
a VERY short period of time) in my life
I realize that the only way I will thrive in that environment
is if a white
man with authority has a vested interested in my remaining there.
Otherwise, I can see myself- albeit talented, shrewed and hardworking,
getting FROZE the F*CK out.

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What new changes y’all going through?

You watchin’ college ball?

Y’all heard the new 9th Wonder?

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